Privacy Policy
Last updated: June 22, 2026
This Privacy Policy explains how Rate Factor Roadmap ("we," "us," or "our") collects, uses, and protects information when you visit our website or subscribe to our educational SMS messages. Rate Factor Roadmap is an educational publisher. We are not an insurance company, agent, broker, marketplace, or lead generator.
Information We Collect
We collect information you voluntarily provide, such as your name, email address, and (optionally) phone number when you subscribe or contact us. We also collect limited technical information such as browser type, device, and pages viewed, used solely to operate and improve the site.
How We Use Information
- To deliver the educational content you requested, including SMS lessons.
- To respond to inquiries submitted through our contact form.
- To operate, maintain, and improve our website.
- To comply with legal obligations.
SMS Messaging and Consent
If you opt in to SMS, we send messages only in the category for which you provided consent. Message frequency varies. Msg & data rates may apply. You may reply STOP, UNSUBSCRIBE, CANCEL, END, or QUIT at any time to opt out, or HELP for support. Opt-out requests are processed immediately.
No Sale or Sharing With Insurance Providers
Rate Factor Roadmap will never sell, rent, share, or transfer your phone number, SMS opt-in consent, or other personally identifiable information to any insurance carrier, insurance agent, insurance broker, lead aggregator, or third-party marketer under any circumstance. Mobile information and SMS consent are not shared with third parties or affiliates for marketing or promotional purposes.
Service Providers
We use vetted service providers (such as SMS delivery platforms and website hosting) to operate our service. These providers are contractually limited to processing data on our behalf and may not use it for their own marketing.
Cookies
We use essential cookies to operate the site and limited analytics cookies to understand aggregate site usage. You may disable cookies in your browser settings.
Your Choices
You may request access, correction, or deletion of your personal information by emailing briefs@ratefactorroadmap.com. California residents and other users with applicable rights may request information about disclosures by contacting us.
Children
This site is not directed to children under 13, and we do not knowingly collect their information.
Security
We use commercially reasonable safeguards to protect information, but no system is perfectly secure.
Changes
We may update this policy. Material changes will be indicated by updating the "Last updated" date above.
Contact Us
Company: Rate Factor Roadmap
A DBA of FuelSmart Miles LLC.
Address: 1138 E Rosecrans Ave, Ste C, Los Angeles, CA 90059
Phone: +1 (323) 233-0777
Email: briefs@ratefactorroadmap.com
Website: ratefactorroadmap.com