SMS Terms of Service

Last updated: June 22, 2026

Program Description

Rate Factor Roadmap offers educational SMS messages about factors that may influence auto insurance pricing, policy review prompts, premium-change education, and short texts explaining common auto insurance pricing variables. Rate Factor Roadmap is not an insurance company, agent, broker, marketplace, or lead generator. We do not sell insurance.

Opt-In and Consent

By providing your mobile phone number and affirmatively checking an SMS consent box on our website, you expressly consent to receive recurring automated text messages from Rate Factor Roadmap at the number provided, for the message category you selected. Consent is not a condition of accessing any content on this site or of any purchase.

Message Categories

  • Account Notification: opt-in confirmations and service updates.
  • Marketing/Educational: rate factor lessons and policy review prompts.

Message Frequency

Message frequency varies. Marketing/Educational messages are limited to up to 8 per month.

Cost

Msg & data rates may apply. Check your mobile plan for details. Rate Factor Roadmap does not charge for these messages.

Opt-Out

You may opt out at any time by replying STOP, UNSUBSCRIBE, CANCEL, END, or QUIT to any message. You will receive a single confirmation message and no further texts will be sent for that program.

Help

Reply HELP for assistance, or contact us at briefs@ratefactorroadmap.com or +1 (323) 233-0777.

Supported Carriers

Supported by major US carriers including AT&T, T-Mobile, Verizon Wireless, Sprint, and others. Carriers are not liable for delayed or undelivered messages.

Privacy and No Insurance Sharing

Rate Factor Roadmap will never sell, rent, share, or transfer your mobile phone number, SMS opt-in consent, or related personal data to any insurance carrier, insurance agent, insurance broker, lead aggregator, or third-party marketer. Mobile information and SMS consent will not be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for full details.

First Message

The first message you receive after opt-in will identify Rate Factor Roadmap, describe the content you requested, state the message frequency, include "Msg & data rates may apply," confirm that you can reply STOP to cancel, and confirm that Rate Factor Roadmap is not an insurance company or agent.

Changes

We may update these SMS Terms at any time. Continued participation constitutes acceptance.

Contact Us

Company: Rate Factor Roadmap
A DBA of FuelSmart Miles LLC.
Address: 1138 E Rosecrans Ave, Ste C, Los Angeles, CA 90059
Phone: +1 (323) 233-0777
Email: briefs@ratefactorroadmap.com
Website: ratefactorroadmap.com